PM RAHAT (Road Accident Victim Hospitalisation and Assured Treatment) Scheme launched by Govt.of India to provide cashless treatment of up to Rs 1 Lakh 50 thousand for road accident victims
The Government of India has launched PM RAHAT (Prime Minister’s Road Accident Victim Hospitalisation and Assured Treatment) Scheme for providing cashless treatment up to ₹1.5 lakh per road accident victim, for a period of 7 days from the date of accident.
"PM RAHAT – in short for Prime Minister’s Road Accident Victims’ Hospitalisation & Assured Treatment" Scheme, is an initiative for timely cashless emergency medical care to every road accident victim. The scheme reflects a national commitment to save lives of victims of road accidents by removing financial barriers and timely medical care.
The Ministry of Road Transport & Highways (MoRTH), Govt.of India, announced today on 14 February 2026 that the Prime Minister approved the launch of the PM RAHAT (Road Accident Victim Hospitalisation and Assured Treatment) Scheme, from his office at Seva Theerth.
Under the Scheme, every eligible road accident victim, on any category of road, will be entitled to cashless treatment up to ₹1.5 lakh per victim, for a period of 7 days from the date of accident.
As per this scheme, stabilisation treatment will be provided for up to 24 hours in non-life-threatening cases and up to 48 hours in life-threatening cases, subject to police authentication on an integrated digital system.
Following the spirit of "Sewa Bhav" (सेवा भाव), the Hon’ble Prime Minister has launched nationwide "PM RAHAT – Prime Minister’s Road Accident Victims’ Hospitalisation & Assured Treatment Scheme", on initiative for timely cashless emergency medical care to every road accident… pic.twitter.com/rJJup9IG3t
— MORTHINDIA (@MORTHIndia) February 14, 2026
Every year in India, there's a significant number of road accident fatalities that are recorded, many of which would've been preventable if there was timely medical intervention. Studies indicate that nearly 50% of road accident deaths can be averted if victims are admitted to hospital within the first hour - which is called the "Golden Hour".
PM RAHAT is implemented through a robust, technology-driven framework amalgamating the Electronic Detailed Accident Report (eDAR) platform of the Ministry of Road Transport and Highways with the Transaction Management System (TMS 2.0) of the National Health Authority.
This integration enables seamless digital linkage from accident reporting to hospital admission, police authentication, treatment administration, claim processing, and final payment. Police confirmation is required within defined timelines – 24 hours for non-life-threatening cases and 48 hours for life-threatening cases – ensuring accountability while allowing uninterrupted emergency care.
Emergency Response Support System (ERSS) 112 helpline is integrated to help ensure that accident victims reach hospitals within the Golden Hour. Road accident victims, Rah-Veer (Good Samaritans), or any person at the accident site may dial 112 to obtain details of the nearest designated hospital and request ambulance assistance, enabling swift coordination between emergency responders, police authorities and hospitals.
Reimbursement to hospitals will be made through the Motor Vehicle Accident Fund (MVAF). In cases where the offending vehicle is insured, payment will be drawn from contributions made by General Insurance Companies.
In uninsured and Hit & Run cases, payment will be made through budgetary allocation by Government of India. Claims approved by the State Health Agency will be paid within 10 days, thereby providing financial certainty to hospitals and encouraging uninterrupted treatment.
Grievances of road accident victims will be addressed by a Grievance Redressal Officer nominated by the District Road Safety Committee chaired by the District Collector / District Magistrate / Deputy Commissioner, ensuring accountability at the district level.
As per MoRTH announcement, the Prime Minister has prioritised life-saving intervention, financial certainty for hospitals, and a structured emergency response system for accident victims, by approving the PM RAHAT scheme for Cashless Treatment to Road Accident Victims.
- Government Launches “PM RAHAT” – Cashless Treatment of Road Accident Victims - Ministry of Road Transport & Highways, on PIB. Posted On: 14 FEB 2026 6:59PM by PIB Delhi.